Buy With a LOW Down Payment!

There are several reasons to buy a house.  Many people buy their first house to take advantage of the tax benefits while others buy a house to take advantage of increasing house values.  These are just two of many great reasons to buy a house.  Keep Your Money!  If you rent your house (or apartment) […]

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More Difficult to Get a Mortgage in 2014

More Difficult to Get a Mortgage in 2014 It will be more difficult to get a mortgage in 2014.  Don’t panic!  There will still be lenders who will make loans to qualified house buyers that may have some “challenges”.  I can help you find a lender who will work with you and get you approved! […]

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Get a Government Insured FHA Mortgage!

I try to keep my weekly blog post apolitical.  welllllll, this week. . . not so much. Unless you are paying cash for you new house you will need to get a mortgage loan.  Lenders are, understandably so, looking at mortgage applications more critically than they have in past years. You CAN Get a Mortgage! […]

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How to Prepare for Rising Interest Rates

Five Things to Know About Rising Interest Rates My First House:  My wife and I purchased our first house in 1996.  We thought that we hit the jackpot getting a mortgage interest rate of 6.25%!  We sold that house six years later, for more than twice the price that we paid for it, and purchase […]

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How to Protect Your Credit Score

Protect Your Credit Score During the Mortgage Approval Process Get a Mortgage or (Don’t) Move On:  Your credit score matters!  Mortgage approval is one of the largest hurdles that most would be buyers have during the home buying process.  Even if you believe that you are guaranteed to get a mortgage approval, I am here […]

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