More Difficult to Get a Mortgage in 2014

More Difficult to Get a Mortgage in 2014 It will be more difficult to get a mortgage in 2014.  Don’t panic!  There will still be lenders who will make loans to qualified house buyers that may have some “challenges”.  I can help you find a lender who will work with you and get you approved! […]

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Market Update – Time To Buy!

The Best Time to Buy is During the Holiday Season The Market is Ready for Buyers:  As we head into the holiday season our collective thoughts turn to shopping for presents and spending time with family.  The kids are back in school and most house buyers have put their plans on hold until the springtime.  […]

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Real Estate Market Update & Forecast Fall 2013

Market Update for Fall 2013 Market Update:  As we come to the end of another summer selling season it is a good time to reflect on the past and look forward to the future of the Southern California real estate market. In the Beginning:  Springtime of 2013 saw a flood of buyers looking to take […]

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Get a Government Insured FHA Mortgage!

I try to keep my weekly blog post apolitical.  welllllll, this week. . . not so much. Unless you are paying cash for you new house you will need to get a mortgage loan.  Lenders are, understandably so, looking at mortgage applications more critically than they have in past years. You CAN Get a Mortgage! […]

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How to Prepare for Rising Interest Rates

Five Things to Know About Rising Interest Rates My First House:  My wife and I purchased our first house in 1996.  We thought that we hit the jackpot getting a mortgage interest rate of 6.25%!  We sold that house six years later, for more than twice the price that we paid for it, and purchase […]

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The Termite Inspection and Report

The Termite and Your House The Termite Inspection:  When you buy a house your lender will almost always require a “clear termite report” before they fund your mortgage loan.  A “Clear” termite report means that all of the “section one” repairs have been made and that your house is now free from any active infestation.  […]

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Negotiate Well! – Buying and Selling Real Estate

Negotiate Well for Your Best Deal A Real Estate Transaction is a Negotiation!  Every house will sell at the right price.  Sellers want to receive the highest price possible and buyers want to pay the lowest possible price. Whether you are selling your house or buying a new house, it is good to have an […]

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An Ounce of Prevention = An Rx for Your House

Prevention = Fix a Small Problem Before it Becomes Serious Prevention!  It is always easier, and less expensive, to fix a small problem than to fix a large problem.  Being aware of potentially damaging conditions that may exist in your house can help you to prevent a small problem from escalating into a large and […]

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Referrals – Ask for Them!

Referrals = Win Win Win! When You make a Referral Everyone Wins!  The lifeblood of any business, especially a business in the service sector, is referrals.  All of the marketing that I do can not produce a better potential new client like YOUR referral can produce.  People You Know WANT Your Referrals!  Think about it. […]

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Balanced Market = Buy a House Now!

Should You Buy a House Now? Today’s Real Estate Market:  In February of this year, and again in April, I talked about a strong seller’s market and my belief that the market would achieve some balance as we got further into the summer selling season.  It appears that my feeling was correct.  I would call […]

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